It is October, the year went well, and you have not talked to anyone about it. Four things can still move. October is late enough to see the summer and early enough to change what the year will say, which is the walk Steven Palmieri, a Tax CFO and the Entrepreneur's CFO, takes with us.
Owner pay for the rest of the year can still be set with the work in mind. A retirement contribution that the plan allows can still be discussed before you write the check. A purchase you have already decided to make can be placed in service on a real date, and that date goes in the books when it happens.
We do not invent a shopping list to change a return. If you were not going to buy the truck, October is not a reason to buy the truck. The choice has to be a choice you would make anyway.
A month that closed in March stays closed. We do not reopen it to hide a new idea. Estimates you already paid stay paid. An election whose window has shut for that year stays shut, and we will tell you the next window instead of pretending this one is still alive.
Sales tax you collected belongs to the state and sits in the account only until it is sent, so October cannot fold it into a planning idea or turn it into yours.
Every Texan can appreciate the rodeo in March, one of the weeks that changes hotels and restaurants. We can enjoy the show. March books cannot wait until the trailers leave, and October is when you can still see whether those spring months were closed cleanly.
Bring the months from January on. From that stack we label each item as still a choice or already settled by the calendar.
Each item on the October list gets a plain label. Still a choice, already done, or needs a document. A choice without a document stays a conversation. A document without a choice is just a file. Those two stay on separate lines, so a conversation is never presented as a finished choice.
You leave with the list, not with a speech. The items you mark as yours go into the remaining months as real entries when you act. The items the calendar already closed stay in the months where they happened. That is the whole October meeting.
After the meeting, the list has dates on the items that are still yours. A wage you might still pay, an estimate you might still send, a purchase you have already decided to make. Each one names the month it would land in. We do not leave you with a cloud of ideas. When the month arrives, the books either show the action or they show that you let it pass, and both outcomes are honest.
Say which choice you think is still yours.
You will be talking to the Steven Palmieri practice.